I decided to try out the cash envelope system for budgeting in the month of October. We have never really used cash and have never put ouselves on a budget before, but with the economy the way it is, we have been searching for ways to decrease our bills.
Here are the ways we were able to save money this month:
Car insurance - I shopped our car insurance and was able to save $95 a month by switching to GIECO! Ha, Ha. But really, we did. :)
Switching our cable TV from Comcast to Direct TV. We will save about $70 a month.
And, drum roll please.............Groceries.
I put $220 in cash in our grocery envelope for the month. I only spent $205 of that!
I have $15 in cash left over to put toward November's budget, $24 in coupons off my next purchase (used like cash). And I saved 77% on my groceries for the month!
Unfortunately, we did go over our eating out budget of $100 for the month, but over all, I think we did pretty good considering we have never put ourselves on a budget :)
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2 comments:
W2G Erika! I am sooooo impressed. Seriously, you did awesome on your grocery budget. Did you really switch to Geico??? Well, whatever you did you are saving $$!!!
Had fun coming over yesterday too. I need to get that scone recipe from you :-)
Yes, we really did get our insurance through GIECO :)
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